Boutique Advisory & Legal Practice · Melbourne

Practical solutions for
business and financial problems.

RAN Advisory & Law specialises in problem-solving for businesses and individuals. With over 45 years of combined accounting, insolvency and legal experience, we help you identify issues, understand your options, and chart the right course forward.

45+
Years Combined Experience
2
Senior Principals
No $$
Obligation Initial Consultation
The Challenge

When the pressure
is coming from
every direction.

Business and personal financial difficulties rarely arrive in isolation. Creditors, regulators, partners, and time pressures converge at once. RAN Advisory & Law exists to help you find calm, clarity, and a clear path forward — however complex the situation.

How We Can Help

Expertise across
every challenge you face

Whether you're starting, running, struggling with, or exiting a business — or facing personal financial difficulty — RAN Advisory & Law has the technical and practical skills to help.

01

Starting Your Business

Business structuring, asset protection advice, and purchase of a business — ensuring you're set up for success from day one with robust protections in place.

02

Running Your Business

Shareholder agreements, commercial leasing, lending & borrowing, Personal Property Securities, debt collection and dispute resolution to keep your business operating effectively.

03

Business in Difficulty

Business rescue & turnaround, Safe Harbour, small business restructuring, negotiations with lenders and creditors, Director Penalty Notices, statutory demands, and external administration.

04

Voluntary Administration

Advising on appointing a voluntary administrator and proposing, and complying with, a Deed of Company Arrangement to give your business the best chance of survival.

05

Liquidation & Receivership

Helping you with placing your company into liquidation, dealing with liquidators, any claims made by liquidators, and managing receivers appointed by lenders or creditors.

06

Exiting Your Business

Business sales, transfer to a chosen successor, or orderly wind-down — working alongside your accountant to maximise value and protect your interests at every step.

01

Asset Protection

Reviewing your current asset protection structure and working with your accountant to enable and document any changes, including creation or variation of trusts.

02

Guarantees & Lending

Explaining guarantees, providing solicitors certificates, defending guarantee claims, and advising on borrowing, lending, and mortgage security matters.

03

Personal Insolvency

Assessing your personal financial situation and identifying options — from personal insolvency agreements through to understanding your rights and obligations in bankruptcy.

04

Bankruptcy Notices & DPNs

Understanding, negotiating, and challenging Bankruptcy Notices and Director Penalty Notices served on you by the ATO or creditors.

05

Dispute Resolution

Resolving commercial and personal disputes and enforcing your rights — including mortgage enforcement negotiations to protect your property and maximise value.

06

Estate Planning

Preparing wills, powers of attorney, advance care directives, and appointment of medical treatment decision makers — protecting what matters most.

01

Personal Property Securities

Bringing a wealth of knowledge and experience in all aspects of Personal Property Securities law, we provide advice on the operation of the PPSA, on the validity of registrations on the PPSR and the vesting of security interests, and representation to resolve any disputes with claimed secured creditors.

02

PPSR Procedure and Training

Discovering an unperfected registration on the PPSR can result in a Trustee, Administrator or Liquidator obtaining possession of personal property realisable for the benefit of the estate and creditors. We can train your employees to use our step-by-step procedure to review PPSR registrations, giving them the skills to identify issues.

03

Bankruptcy

Advice to, and representation of, trustees in all aspects of bankruptcy, Personal Insolvency Agreements and Debt Agreements — including the recovery of assets, dealing with the bankrupt and creditors, and legal compliance.

04

Liquidation

Advice to, and representation of, administrators and liquidators in all aspects of corporate insolvency and dealings with directors, shareholders and creditors — including preference claims, uncommercial transactions and unfair loans, investigations and examinations.

05

Administration and DOCA

Advice and assistance with the running of businesses while under administration. Drafting of Deeds of Company Arrangement and advice in relation to the Deed Administration process.

06

Receivership

Advice and representation for privately appointed and court-appointed receivers under Part 5.2 of the Corporations Act 2001.

Our Team

45 years of combined experience,
on your side.

Rebecca Clifford and Nathan Brunt bring together deep accounting, insolvency, and legal expertise to tackle your most complex business and personal financial challenges — with the personal attention of a boutique practice.

Nathan Brunt
Australian Legal Practitioner · Business & Finance Law

Nathan is an experienced Australian Legal Practitioner with over 25 years in business and personal finance law.

His expertise spans business sales, corporate and personal insolvency, lending, Personal Property Securities, litigation, debt recovery, mortgage repossessions, and estate planning.

Nathan has represented clients across various industries, working alongside and against businesses, lenders, borrowers, creditors, liquidators, and bankruptcy trustees. He has also completed the Insolvency Education Program with ARITA.

Australian Legal Practitioner ARITA Insolvency Program 25+ Years Experience
Rebecca Clifford
Chartered Accountant · Insolvency Specialist

Rebecca is a Chartered Accountant who has completed the Insolvency Education Program with the Australian Restructuring Insolvency & Turnaround Association (ARITA).

Her experience spans Voluntary Administrations, Deeds of Company Arrangement, Liquidations, Receiverships, Business Reconstruction, Bankruptcies, and Personal Insolvency Agreements.

With over 20 years advising across retail, construction, professional services, and logistics, Rebecca's focus is on small to medium business turnaround and solvency solutions — helping identify and resolve issues quickly, efficiently, and commercially.

Chartered Accountant ARITA Insolvency Program 20+ Years Experience
Why RAN

A different kind
of advisor.

With so many advisors available, it can be hard to find one that truly has your best interests in mind. RAN Advisory is here to help you take back control — of your business, and your life.

"We are here to help you take control of your business, and your life, again."
01

We Listen

We take the time to truly understand your situation — your business, your goals, your pressures — before recommending any course of action.

02

We Care

We understand the personal and emotional weight of financial difficulty. Our clients trust us because we treat their challenges with the seriousness and empathy they deserve.

03

We Work With You

Rather than handing down advice from a distance, we collaborate with you to understand your business deeply and formulate strategies you're part of building.

04

Realistic Commercial Options

Our fees are calculated either at an hourly rate or set fixed-fee arrangements. We work with you to avoid surprise bills. Our advice is always grounded in commercial reality — practical, clear, and actionable.

01
The Challenge
Complexity, pressure & competing demands
02
The Conversation
Expert counsel that listens first
03
The Resolution
A clear path forward, confidently taken
Client Testimonials

What our
clients say.

"They truly made a difference in my life."

I was going through one of the most challenging periods of my life, but Nathan Brunt from RAN Advisory provided exceptional guidance and support. Their expertise, empathy, and dedication helped me navigate the complex legal process with confidence.

Thanks to Nathan Brunt and Rebecca Clifford, we achieved a fair and reasonable negotiation with the opposing party. Their strategic approach and tireless efforts ensured my rights were protected.

I'm grateful for Nathan and Rebecca's professionalism, compassion, and unwavering commitment to justice. I highly recommend Nathan Brunt to anyone seeking a skilled, trustworthy, and caring legal advocate.

Rashmi S.
"I truly felt that he had my back."

I cannot thank Nathan Brunt enough for his excellent legal support during a challenging and stressful time when a company was pursuing me for debt collection. From the very start, Nathan was empathetic, knowledgeable, and reassuring. He carefully reviewed my case, explained my rights, and provided clear and practical advice on how to handle the matter.

Nathan's professionalism and attention to detail made a stressful process so much easier and I truly felt that he had my back. Thanks to Nathan's expertise and the options provided to me, I was able to resolve the issues with confidence and peace of mind. I highly recommend him to anyone in need of legal support.

Joe S.
"They changed our fearful path into an exciting journey."

We were referred to RAN Advisory with Rebecca and Nathan, not only were they extremely professional they were personable and non-judgmental of our situation. They provided us with extensive advice and supported us every step of the way — listening to our concerns, showing us compassion when we were overwhelmed, and speaking to us in a way we could understand.

Their responsiveness was exceptional and their execution was faultless. There was nothing we couldn't ask. They went above and beyond in providing additional resources we required, in which those matters also had a positive outcome. They continuously checked in on us and we felt at ease contacting them with any queries we had.

I would utilise their services again and again if the need arises — they changed our fearful path into an exciting journey.

Donna P. & Kylie L.
How We Work

A clear process,
no surprises.

01

Meet & Discuss

We meet with you to understand your needs, your business, and the challenges you're facing — with no obligation.

02

Understand & Identify

We work with you to understand your business in depth and identify the underlying issues at play.

03

Identify Solutions

We identify the full range of solutions available to you and present them clearly so you can make an informed decision.

04

Provide a Quote

We prepare a clear, estimate of our fees, either hourly-rates or on a fixed basis, based on your specific needs — no surprise bills, no hidden fees.

05

Implement Together

We discuss service options with you, agree on pricing, and then get to work — together — on executing the right strategy.

Let's talk.
No obligation.

Contact us for a no-obligation initial consultation to see what options may be available to you. We'll take the time to understand your situation and give you a clear picture of your choices.

Send us a Message